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Read Full West Virginia Debt Collection Act

46A-2-122. Definitions

46A-2-123. Practice of law by debt collectors

46A-2-124. Threats or coercion

46A-2-125. Oppression and abuse

46A-2-126. Unreasonable publication

46A-2-127. Fraudulent, deceptive or misleading representations

46A-2-128. Unfair or unconscionable means

46A-2-129. Postal violations

46A-2-129a. Deceptive or oppressive telephone calls

46A-2-130. Limitation on garnishment

Mortgage Loan Modification

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§ 46A-2-129a. Deceptive or oppressive telephone calls


No debt collector shall place a telephone call or otherwise communicate by telephone with a consumer or third par-ty, at any place, including a place of employment, falsely stating that the call is "urgent" or an "emergency".

Acts 1994, c. 26.


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